Business Lending

Financing for purpose-driven businesses and organizations

At South Side Private Capital we understand that financing is key to supporting your organization’s growth and mission.

We offer flexible financing solutions, competitive interest rates, and easy online access to manage your loan. Our team of experts create tailored financial solutions to help your organization thrive and increase its impact.

Products & Features

Operating Lines of Credit

A South Side Private Capital Credit Line can get you credit access to help bridge the gaps in your operating cash flow
  • Variable interest rate based on prime rate
  • Access funds at any time by withdrawing up to your established credit limit
  • Only pay interest on the amount you borrow
  • Loans starting at $500K

Equipment Financing

Improve your operations with South Side Private Capital’s fast and flexible equipment financing
  • Amortization period: 5-7 years
  • Option of fixed or variable interest rate
  • Up to 90% financing to cover purchase cost and related expenses
  • Interest-only period during installation of new equipment
  • Loans starting at $500K

Owner-Occupied Real Estate

With South Side Private Capital’s financing, you can purchase or refinance owner-occupied business properties
  • Amortization: up to 25 years
  • Option of fixed or variable interest rate
  • Loan to value: up to 75%
  • Various interest rate term lengths available to meet long-term needs while ensuring that monthly cashflows are effectively managed
  • Loans starting at $500K

Term Loans

A South Side Private Capital Term Loan can help you finance improvements or expansions to your business property
  • Amortization period: 5-7 years
  • Option of fixed or variable interest rate
  • Loan to value: up to 75%
  • Various interest rate term lengths available
  • Option of interest-only period for construction loans
  • Loans starting at $500K

Succession Financing

South Side Private Capital’s Succession Financing can help fund a merger or acquisition
  • Amortization: 5-7 years
  • Option of fixed or variable interest rate
  • Loan to value: up to 75%
  • Various interest rate term lengths available
  • Loans starting at $500K
Born from South Side Private Capital’s community-first co-operative model, South Side Private Capital is a values-driven bank. We’re more than a lender, we’re a long-term partner that approaches each unique opportunity with creativity and a commitment to invest in what’s right for our communities.

Looking for a financing partner that understands purpose-driven organizations? Tell us about your financing needs and get started today.

Get Started

Shared Interest™ Visa*
Business Card

With a South Side Private Capital Shared Interest Visa Business Card, 10 cents of every transaction will be allocated towards our Shared Interest Fund, which supports social and environmental impact in our communities.

Annual fees are waived for Certified B Corps. Learn more about our card’s flexible rewards and additional benefits.

card
South Side Private Capital Shared Interest™ Visa Business cards are available to:

NON-PROFITS & CHARITIES

FOUNDATIONS

SOCIAL ENTERPRISES

B CORPORATIONS

OTHER PURPOSE-DRIVEN BUSINESSES OR ORGANIZATIONS

South Side Private Capital is a member of CDIC and is a Certified B CorpTM